You can send money instantly - all day, everyday - to any person or business that has a Lynk account. To top it off, all Lynk-to-Lynk transfers are free!

So if you know someone who does not have a Lynk account, refer them to Lynk using your referral code and both of you will earn $250 each! It only takes 5 minutes download, sign-up and #JoinTheLynk

Yes. Lynk is approved for testing by the Bank of Jamaica (BoJ) and as such we are operating within specific guidelines to protect our customers.

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Lynk is a subsidiary of the NCB FinancialGroup, but it also stands as its own single entity. As an NCB customer, you have added benefits when using Lynk however, Lynk is accessible to everyJamaican - even those without bank accounts.

Lynk is pioneering financial inclusion through the creation of our digital wallet app and our very simple sign-up process which only requires users to have one government issued ID, a smartphone and a face - things that almost every Jamaican over 18 years old already have.

We provide several cash-in and cash-out options to either add or remove money from the wallet but better yet, all Lynk-to-Lynk transactions are FREE!

Cashless economy is one where transactions are one using digital payment options such as a digital wallet, digital currency such as Jam-Dex and debit or credit cards - all instead of using cash.

This opens up opportunities for faster, safer and easier transactions - all day, every day and from anywhere.

Lynk is a digital wallet for Jamaicans. It is THE fast and easy way to safely send and receive money using your smartphone (either with another person, or with as mall business). As long as you have a phone, you can Lynk!

We take security very seriously here at Lynk and this includes us checking to see who is doing business with us.

With our commitment to continually protect our customers and provide the best security features, we are always adding enhancements to our security offering to keep you and your funds safe. Our latest improvement sees us including a card registration feature to better protect you from any fraudulent activity.

Card registration is the process of confirming that you are the owner of the card being added to Lynk. This process is done in a few quick steps:

1. Select the card type (Credit/Debit) you wish to connect to Lynk and enter the card information.  

2. We will charge a random REFUNDABLE amount to your card.  

3. You will check your credit card records by using online banking or contacting your card issuer’s customer care center.

4. You then confirm the random amount to us and ka-ching, your card is added to your Lynk wallet.

Yes. The random card registration charge is 100% refundable and will be returned after the card registration process is completed

Our security enhancement upgrades require users to re-add and register their cards to ensure accuracy and confirm your identity

To re-add your card, you will need complete the card registration process to confirm that you are the owner of the card being added to Lynk. This process is done in a few quick steps:

1. Select the card type you wish to connect to Lynk (Credit/Debit) and enter the card information.

2. As an extra security feature, we will charge a small REFUNDABLE amount to your card for confirmation.

3. Check your credit/debit card records to confirm the charge using your online banking platform or contacting your card issuer’s customer care centre.

4. Once the charge is confirmed, return to the app and go to the add credit/debit section to record the amount charged and your card will be added to your Lynk wallet.

Yes. The random charge is 100% refundable and will be returned after the card registration process is completed.

The length of time depends on the time it takes for your bank to receive and apply charges. However, as soon as you confirm the amount charged to your card, the process will be completed instantly.

The first 100,000 Jamaicans establishing Central Bank Digital Currency wallets will receive a $2,500 deposit from the Government at a future date.